The insurance company for the driver who caused the accident normally will pay the reasonable towing and storage costs of your car. While determining whether your car is a “total loss,” they will continue to pay the storage costs. They will move the car from the repair shop to a wrecking yard or a free storage area if the insurance company declares the car a “total loss.” Before your car is moved, you will be called. You will have to pay the storage costs from the day of your refusal forward if you refuse to allow the insurance company to move your car. You can pay to have it towed to your home if you want to keep the vehicle.